Fees & Insurance

Individual Therapy: $240 per 50 minute individual session.

Understanding My Fee: As a therapist, my session fee covers not just our time together, but the time dedicated to documenting our sessions, preparing for our sessions, gathering resources for you, as well as brief communications between sessions. This session fee covers the overhead costs associated with running my office, both virtually and in person, including but not limited to professional insurance, office space, licensing fees, HIPAA compliant technology, advanced trainings, and continuing education requirements. This fee allows me to provide the highest quality of care for my clients.

Insurance: I am in network with Aetna insurance plans (verify your Aetna plan’s coverage here). For all other insurances, I am out-of-network. Many clients, especially with PPO plans, have out-of-network benefits, which means that insurance will reimburse you for a portion of our session cost. I partner with Thrizer to submit all superbills automatically for you. Additionally, whether using in network or out of network benefits, insurance companies require the diagnosis of a mental health disorder in order to meet their criteria for medical necessity. Once you submit any claim (in or out of network) your insurance company has the right to audit your clinical record at any point to check on progress and evaluate medical necessity.

Why use Thrizer? Many of my clients do not submit their superbills because it’s a hassle to print and mail to their insurance company. Thrizer submits your superbill without you having to do anything. Thrizer advocates with insurance companies to not only process the claims but process the claim faster. Once you hit your out-of-network deductible, Thrizer then allows you to choose whether to continue paying for sessions in full and await reimbursement, or you can use “Thrizer Pay” where your pay only your copay for our sessions - Thrizer fronts the balance of the session fee and keeps the reimbursement. This allows clients to save on average 70% upfront on our sessions. Please note: Thrizer charges a 5% fee (of my rate) if you would like to just pay a copay; you will pay that fee at the time of our session along with your copay. If you are okay paying my full fee and waiting for reimbursement, you have the option to choose that route instead for just a 1% fee (of my rate). Thrizer’s fee gets deducted from the reimbursement that comes to your bank account. If you are still working towards a deductible, you do not pay any fees. If you do not want to use Thrizer, I can provide an alternate payment platform.

Verifying Your Out-of-Network (OON) Benefits: Click here to Check Your Out-of-Network Benefits With Thrizer or call the Member Services number on the back of your insurance ID card. You may find it helpful to ask your insurance company the following questions:

  • Does my insurance plan cover outpatient mental health services?

  • Do I have a deductible? If so, what is my deductible and how much have I met so far?

  • When does my coverage year begin and end? When does my deductible reset?

  • Once I’ve met my deductible, what is the “allowed amount” and what percentage will I be reimbursed?

  • How many outpatient psychotherapy sessions are covered per year?

  • How long will it take for claims to be processed?

  • Do I need pre-approval for psychotherapy services to be covered?

  • For California Clients: are services covered by a LMFT and/or a LPCC?

  • For Connecticut Clients: are services covered by a LPC?

Sliding Scale: I offer a limited number of sliding scale spots for individuals experiencing financial hardship. These reduced-rate sessions are designed to provide short-term support while you work toward greater financial stability. Sliding scale availability is reassessed periodically. If you're in need of a reduced fee, please reach out to discuss options and availability.

Low-Fee Options for Long-Term Therapy: I recognize that clients may require longer term therapy at a more affordable rate than I can provide as a solo provider. Please consider:

  • Open Paths Collective offers individual therapy sessions at a deeply reduced sliding scale.

  • Community Mental Health Clinics are nonprofit agencies where therapy sessions are provided by qualified pre-licensed therapists who work under close supervision of a licensed mental health professional. These clinics are offer free or low-fee services. Try searching online for “Low-Fee Mental Health Clinics + [Your Zip Code]”

  • You can obtain a list of in-network therapists by calling the member services number on the back of your insurance card. Ask for a list of “in-network Behavioral and Mental Health providers who are currently accepting new clients." They'll search by zip code and you can give them a mile radius for how far you're able to go and then they'll email you this list. Once you have the list, you’ll need to reach out to each person one by one to ask if they are still in-network with your insurance plan and if they are accepting new clients.

Good Faith Estimate

Notice to prospective and current clients: You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.

Under federal law, healthcare providers are required to give clients who don’t have, are not using insurance, or are working with an out-of-network provider an estimate of the expected charges for healthcare services, including psychotherapy services.

You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.